The Wrong Default

The Wrong Default

The Default Is the Policy

The AI rule financial firms are waiting for is not coming. The obligations are already here.

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Thomas Tornatore
Jun 09, 2026
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The most common sentence in financial services AI conversations right now is some version of: “We are waiting to see how the regulation shakes out before we formalize anything.”

It is a reasonable sounding sentence. It has the cadence of prudence. And it rests on a premise that is now demonstrably false: that somewhere ahead is a rule, a date, a starting…

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