The Default Is the Policy
The AI rule financial firms are waiting for is not coming. The obligations are already here.
The most common sentence in financial services AI conversations right now is some version of: “We are waiting to see how the regulation shakes out before we formalize anything.”
It is a reasonable sounding sentence. It has the cadence of prudence. And it rests on a premise that is now demonstrably false: that somewhere ahead is a rule, a date, a starting…



